There are engine guard soft lowers on ebay for $70 plus shipping. That will keep most of it off of you.
http://www.ebay.com/itm/390476406722?_trksid=p2060778.m1438.l2649&ssPageName=STRK:MEBIDX:IT
http://www.ebay.com/itm/390476406722?_trksid=p2060778.m1438.l2649&ssPageName=STRK:MEBIDX:IT