Hi everyone. Im a new member to the forums but have been reading your posts for a couple weeks now. I took my msf course 3 weeks ago and passed. Just got my M endorsement saturday and im ready to buy. Was looking at the hd1200c, vstar 950, and the vulcan 900 classic LT. I like the vulcan and vstar but do like the vulcan more. I feel im getting more for my money and the vulcan felt best to me. Now i have a dentist bill of $1400 that went to a collection company. Which is causing me finance problems. I can afford it but have that collection stopping me from getting approved for financing at one dealer. Prices or dealer suggetions would be greatly appreciated.