I believe it is a personal option. If you have the tools and knowledge, the money could go towards some great wanted goodies for the bike. If you don't have the tools, time or even want to do your own work, then the option to purchase the warranty is there. I did not purchase. I used the extra $$ to purchase rear running boards and back rest for the wife,,, and new leaf springs for the truck (that wasn't in the plans).... The option is 100% yours.
09 Vulcan 900 classic, VROC #31898
I'm not afraid of heights but I hate gravity! ❦