Hey GC; welcome to the forum.
A couple of notes.
Very few dealers put air in the rear shocks. It is likely they are set at 0.
I would suggest getting some air IN them though. A few pounds of air and a lower rebound setting is just right for me on my Voyager.
I am a shorter rider too. A lot of riding boots have a little more sole and heel height than regular shoes.
When I first got my VV; it felt real tall even with my boots on. Now, I don't really notice the height until I head to the store and don't change out of my tennis shoes.
If you trust your legs (and I am guessing you do
); give it a few miles before doing anything to lower it. I have heard a lot of comfort complaints about seats that lower you.
Most people who drop it at a stop do so because of oil, gravel, a pot hole or such.
I know some people with shorter legs have trouble getting it off the stand. You can replace the stand with one for a 1500 for a little less lean. Also, a good way to make it easier off the stand is to turn the bars to the full right stop; I use that one in parking lots with a leftward slope.
Congrats on the bike! and ride safe!