the one I'm talking about is a full surface, not a Jack. You ride onto it, secure the front wheel into the tire chock ( that's what most people replace on that lift) and Jack the entire bike up. Only part of the bike that hits the lift is the tires. I don't know how to fix that with the oil pan and the motorcycle Jack, If it doesn't work on the frame you'd be looking at trouble trying to support the whole bike on the oil pan. I was thinking the full bike lift because I also have 2 squids (rockets) you can't use a Jack on without removing fairings. I'd suggest on your end trying to find a supporting mate for the Jack that will clear the pan and hit the frame.
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Yes, lift tables are nice but what about engine removal? You need to get low enough to do that safely. Like you said adapters fix the problem of lifts hitting areas of the engine you do not want it to and just raise from the frame on the bottom.
It ain't about where you live; it's about how you live. So, ride to live, Bruh.